{"id":1778,"date":"2018-03-05T13:37:00","date_gmt":"2018-03-05T13:37:00","guid":{"rendered":"https:\/\/vcbbank.sr\/pawn-credits\/"},"modified":"2026-01-19T17:55:36","modified_gmt":"2026-01-19T17:55:36","slug":"pawn-credits","status":"publish","type":"page","link":"https:\/\/vcbbank.sr\/en\/pawn-credits\/","title":{"rendered":"Pawnshop"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1778\" class=\"elementor elementor-1778 elementor-657\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-459127a6 e-con-full e-flex e-con e-parent\" data-id=\"459127a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98f8533 e-flex e-con-boxed e-con e-parent\" data-id=\"98f8533\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-796f659 e-con-full e-flex e-con e-child\" data-id=\"796f659\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae95611 elementor-widget elementor-widget-text-editor\" data-id=\"ae95611\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"fusion-text fusion-text-2\"><div class=\"fusion-text fusion-text-2\"><p>As the only financial institution in Suriname, the VCB Bank has pawnshops where gold jewelery can be offered for loan. Each office has a pawnshop. <\/p><p>You do not have to answer all kinds of questions and fill in forms for the loan. All you need is a valid proof of identity and your own yellow gold jewelry. Depending on the appraisal value of your golden jewel, a loan sum is agreed with you. So you can have money very quickly and you will not lose your precious gold jewelry, because after a while you can redeem them.   <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4a5814 elementor-widget elementor-widget-video\" data-id=\"a4a5814\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;controls&quot;:&quot;yes&quot;,&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/vcbbank.sr\/wp-content\/uploads\/2025\/08\/VCB-leaky-Roof-2021.mp4\" autoplay=\"\" controls=\"\" controlsList=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-066985c elementor-widget elementor-widget-elementskit-accordion\" data-id=\"066985c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69d6cc0bc1d66\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-066985c\">\n                        <a href=\"#collapse-653b47969d6cc0bc1d66\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-653b47969d6cc0bc1d66\" aria-expanded=\"true\" aria-controls=\"Collapse-653b47969d6cc0bc1d66\">\n                            \n                            <span class=\"ekit-accordion-title\">What do you need for pawn credit?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-653b47969d6cc0bc1d66\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-066985c\" data-parent=\"#accordion-69d6cc0bc1d66\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <ul>\n<li>A valid ID;<\/li>\n<li>(yellow) gold jewelry from 12 carat.<\/li>\n<li>Have reached the age of 18 and own a piece of gold jewelry.<\/li>\n<\/ul>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-066985c\">\n                        <a href=\"#collapse-fb8b21b69d6cc0bc1d66\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fb8b21b69d6cc0bc1d66\" aria-expanded=\"false\" aria-controls=\"Collapse-fb8b21b69d6cc0bc1d66\">\n                            \n                            <span class=\"ekit-accordion-title\">General information on Pawn Credits<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fb8b21b69d6cc0bc1d66\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-066985c\" data-parent=\"#accordion-69d6cc0bc1d66\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Each VCB office has a Pawn department, so you do not have to come to the head office specifically<\/p>\n<p>There is a separate counter for pawn credits, so your privacy is guaranteed<\/p>\n<p>At the counter you will receive a receipt for obtaining your credit or the loan sum. You decide how much of this loan sum you wish to withdraw. NB It is not mandatory to include the entire loan sum  <\/p>\n<p>Upon receipt of your loan sum you will receive a pledge that is <strong>NOT<\/strong> negotiable<\/p>\n<p>The cash registers of the Pandhuis department close at 10.30 am on the auction days. The start time of the auctions is at 12.30. For Nickerie, the cash registers close at 10 a.m. and the auction starts at 11 a.m.  <\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-066985c\">\n                        <a href=\"#collapse-7b4cb1c69d6cc0bc1d66\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7b4cb1c69d6cc0bc1d66\" aria-expanded=\"false\" aria-controls=\"Collapse-7b4cb1c69d6cc0bc1d66\">\n                            \n                            <span class=\"ekit-accordion-title\">What benefits does a pawn credit have?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7b4cb1c69d6cc0bc1d66\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-066985c\" data-parent=\"#accordion-69d6cc0bc1d66\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <ul>\n<li>You will receive the money directly<\/li>\n<li>You have six (6) months to redeem your jewelery or pay the interest (this may be monthly).<\/li>\n<li>With every payment of your interest, the period of your loan will be extended by another six (6) months.<\/li>\n<\/ul>\n<p>It is not mandatory to redeem at the due date of your pledge, it may also be earlier. If you pay after the due date, an extra interest will be added.<br \/>Of course it is also possible to pay the loan amount in installments, the loan sum will be reduced in this way and thus also the interest amount. <\/p>\n<p><strong>EXAMPLE<\/strong><\/p>\n<p>Loan amount = SRD 500, \u2013<br \/>1st month interest = SRD 20, \u2013<br \/>It is paid at interest SRD 20, \u2013 and an amount of deduction of SRD 100, -.<br \/>The loan amount is now SRD 400, -.<br \/>The following month interest is calculated on the remaining loan amount (SRD 400, -).<br \/>For example, you can pay an amount (you decide how much the amount is) each month. This way you can easily solve your jewelery. <\/p>\n<p><strong>DELAY<\/strong><\/p>\n<p>If you have not paid the interest within six months and the jewelery goes to the auction, you can also request postponement. You will then be given a one-month delay. <\/p>\n<p><strong>INCREASE OF YOUR PAWN CREDIT<\/strong><\/p>\n<p>Increase in the mortgage loan is possible if the full loan amount is not included when the relevant piece of jewelry is borrowed.<\/p>\n<p><strong>EXTRA SERVICE<\/strong><\/p>\n<ul>\n<li>If there are any questions, feel free to contact any VCB office Pawn department.<\/li>\n<li>On our website you will see an overview of the auction days.<\/li>\n<li>The jewelry that goes to the auction can be viewed on the Monday and Tuesday prior to the day of the auction.<br \/>(the auction is usually held on the 1st and 2nd Wednesday of the month)<\/li>\n<\/ul>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-066985c\">\n                        <a href=\"#collapse-aee1c5a69d6cc0bc1d66\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-aee1c5a69d6cc0bc1d66\" aria-expanded=\"false\" aria-controls=\"Collapse-aee1c5a69d6cc0bc1d66\">\n                            \n                            <span class=\"ekit-accordion-title\">PAY ATTENTION<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-aee1c5a69d6cc0bc1d66\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-066985c\" data-parent=\"#accordion-69d6cc0bc1d66\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <ul>\n<li>Pay particular attention to the due date on your security document (see example)<\/li>\n<li>Your security certificate must be signed and stamped.<\/li>\n<li>The surplus (surplus) of the jewelry sold at the auction will be available to the owner two weeks after the auction.<\/li>\n<\/ul>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-1133\" src=\"https:\/\/vcbbank.sr\/wp-content\/uploads\/2025\/06\/Pandbewijs-300x202.png\" alt=\"\" width=\"300\" height=\"202\" srcset=\"https:\/\/vcbbank.sr\/wp-content\/uploads\/2025\/06\/Pandbewijs-300x202.png 300w, https:\/\/vcbbank.sr\/wp-content\/uploads\/2025\/06\/Pandbewijs-768x517.png 768w, https:\/\/vcbbank.sr\/wp-content\/uploads\/2025\/06\/Pandbewijs.png 984w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1008e8 e-con-full e-flex e-con e-child\" data-id=\"a1008e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e68149 elementor-widget elementor-widget-heading\" data-id=\"7e68149\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Auction Dates Pawnshop<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd3245 elementor-widget elementor-widget-text-editor\" data-id=\"6bd3245\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table id=\"customers\" width=\"563\">\n<tbody>\n<tr>\n<th>LOCATIE<\/th>\n<th>DATUM<\/th>\n<th>SERIENUMMER<\/th>\n<\/tr>\n<tr>\n<td>HOOFDKANTOOR<\/td>\n<td>4 FEB 2026<\/td>\n<td>W03282 T\/M W05991<\/td>\n<\/tr>\n<tr>\n<td>LATOUR<\/td>\n<td>11 FEB 2025<\/td>\n<td>Q00001 T\/M Q03789<\/td>\n<\/tr>\n<tr>\n<td>TAMANREDJO<\/td>\n<td>11 FEB 2025<\/td>\n<td>J00001 T\/M J00245<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As the only financial institution in Suriname, the VCB Bank has pawnshops where gold jewelery can be offered for loan. Each office has a pawnshop. You do not have to answer all kinds of questions and fill in forms for the loan. All you need is a valid proof of identity and your own yellow [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1655,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1778","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/pages\/1778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/comments?post=1778"}],"version-history":[{"count":11,"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/pages\/1778\/revisions"}],"predecessor-version":[{"id":3198,"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/pages\/1778\/revisions\/3198"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/media\/1655"}],"wp:attachment":[{"href":"https:\/\/vcbbank.sr\/en\/wp-json\/wp\/v2\/media?parent=1778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}